| EFFECTIVE DATE: |
08/21/2008 |
Rates subject to change. |
| |
Certificate of Deposit
| Term |
Rate |
Annual Percentage Yield |
|
91 Day |
1.49% |
1.50% |
|
6 Month |
2.13% |
2.15% |
|
9 Month |
2.32% |
2.35% |
|
1 Year |
2.23% |
2.25% |
|
18 Month |
2.23% |
2.25% |
|
2 Year |
2.47% |
2.50% |
|
30 Month |
2.96% |
3.00% |
|
3 Year |
2.96% |
3.00% |
|
5 Year |
3.20% |
3.25% |
Individual Retirement Accounts
| Term |
Rate |
Annual Percentage Yield |
|
1 Year |
2.23% |
2.25% |
|
2 Year |
2.47% |
2.50% |
|
3 Year |
2.96% |
3.00% |
|
5 Year |
3.20% |
3.25% |
Savings Accounts
| |
Rate |
Annual Percentage Yield |
|
$.01 to 10,000.00 |
.50% |
.50% |
|
$10,000.01 and over |
.60% |
.60% |
Checking Accounts
| |
Rate |
Annual Percentage Yield |
|
Now Checking Accounts |
.25% |
.25% |
Money Market Checking
| |
Rate |
Annual Percentage Yield |
|
$.01 - $50,000.00 |
1.00% |
1.00% |
|
$50,001.01 & Over |
1.49% |
1.50% |
Business Advantage Money Market Checking
| |
Rate |
Annual Percentage Yield |
|
$.01 - $25,000.00 |
1.00% |
1.00% |
|
$25,000.01 - $50,000.00 |
1.00% |
1.00% |
|
$50,000.01 - $999,000.00 |
1.99% |
2.00% |
CDARS1
| Term |
Rate |
Annual Percentage Yield |
| 4 week |
1.50% |
1.51% |
| 13 week |
2.00% |
2.02% |
| 26 week |
2.30% |
2.33% |
| 1 year |
2.80% |
2.84% |
| 2 year |
3.53% |
3.59% |
| 3 year |
3.80% |
3.87% |
| 5 year |
4.30% |
4.39% |
1Minimum to open $100,000.00
1Must have a deposit account (i.e. savings/money market/checking) to transfer funds to and from. | |
